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What's New
REFINANCE YOUR AUTO LOAN FROM ANOTHER LENDER AND LET US SAVE YOU CA$H! call for details Visit this website to check your VISA balance, pay your account on line, download your transactions and much more. Effective February 1, 2007, we will no longer accept Visa payments at the teller window. You may pay on-line using CU@Home, EZcard info.com or mail your payments in the envelope provided with your monthly bill.
 Visa has recently developed security procedures that are intended to verify a cardholders identity for Internet purchases. This program is designed to protect members when making online purchases as well as reduce identity theft.
How does it work? Simply click on the icon above to enroll. Then, when making an online purchase with a participating online merchant, you will validate your identity by entering your password (selected by you) in a special "Verified by VISA" window.
We´ve Got Connections......
 and, now you do too!
If you´ve ever wished you could do your credit union business at your convenience, now´s the time to sign up for CU@HOME (Online service). Here´s a sample of what you can do: ~Transfer funds from savings to checking or to make your loan payments, etc. ~Check the balances of any of your current accounts. ~Review the history on your account to find out which checks have cleared, payment postings, dividends earned, loan interest rates, etc. Just click on cu@HOME for a demo - then call or stop by the credit union to get started.
Rates as Low as 6.00% APR*!
~Borrow up to $100,000 (Maximum of 80% of your home´s appraised value less your first mortgage balance) ~Terms up to 7 years ~Applications taken over the phone or on-line Use the cash to make home improvements, consolidate high interest loans, finance a college education, take a vacation or whatever. To apply, stop by or give us a call at (937)767-7377 today *Note: The 6.75% Annual Percentage Rate (APR) is as of 1/01/08 and based on credit history. Your closing costs will be $350.00. YSCU will absorb any closing costs above that amount. Talk to a tax advisor to find out whether or not the interest paid on this loan is tax-deductable.
Now is a great time to consolidate your student loans. Rates were lowered and you´re the one that can benefit! If the number of student loans you have to repay is overwhelming, talk to us. YSCU is an authorized consolidatioin lender. Call to find out if you qualify at 800-236-6600. Our lender identification number is 825240. Holiday Closings Holiday Closings - We will be closed the following business days:
Line of credit begins at $5,000 ! Your GREAT Credit gets you a GREAT Rate!!
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