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Products & Services
Share Accounts: YS Federal Credit Union offers several savings plans to assist you, your family and community to grow.
Share Accounts - Your initial $5.00 membership deposit is the first step to a lifetime relationship with your credit union. We offer Regular Share, Juvenile Regular Share and Special Share Accounts. Share Certificates - With a minimum deposit of $500.00*, this account offers savers a higher rate on their funds. We offer terms of 3, 6, 12, 24 and 36 months and competitive rates. *There are times when YSCU will offer special rates for larger deposit amounts. Checking Accounts: YSCU offers the convenient services associated with checking accounts at a low cost to our members. A few of our Share Draft features are:
No Monthly Service Fees Free on-line account access
ATM and/or MasterMoney Debit Card Access Nominal check printing costs Overdraft Protection
Small Business Accounts Call or stop in for more information. Reorder checks online! Click on the Liberty link below to order your next box of checks. VISA 
We have two great VISA card programs for our eligible members with exceptional fixed rates. Visa Classic or Visa Platinum. Stop in for an application or call and weŽll mail you one!
Verified by VISA
Visa has recently developed security procedures that are intended to verify a cardholder's identity for Internet purchases. This program is designed to protect members when making online purchases as well as reduce identity theft.
How does it work? Simply click on the icon below to enroll. Then, when making an online purchase with a participating online merchant, you will validate your identity by entering your password (selected by you) in a special "Verified by VISA" window.
 MasterMoney Debit Card Your MasterMoney Debit Card will give you a faster and more convenient way to use your Share Draft account without writing a check. You can use your debit card anywhere MasterCard is accepted. It also performs all the functions of an ATM Card. Loan Products YSCU offers our members a wide variety of loan products. We have terrific rates and repayment terms that work with your budget needs.
New and Used Autos Home Equity Line-of-Credit Loans Fixed Rate Second Mortgages First Mortgages Share Secured Loans/Certificate Secured Loans Signature Loans Line of Credit Government Secured Student Loans VISA Classic and VISA Platinum
When you join us at YS Federal Credit Union, your membership allows you to take advantage of the following services:
All Purpose Loans Many Savings Options ATM and Debit Card Access ATM Machine On-site Direct Deposit Travelers Checks Money Orders Notary Service Group Credit Disability and Credit Life Insurance Wire Service Automated Loan Payments MEMBERSHIP FOR A LIFETIME AND SO MUCH MORE!
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