|
Share Dividend Rates
|
Rates as of September 30, 2008 |
APR** |
APY** |
| Regular Shares ($100 minimum daily balance to earn dividend) |
.25% |
.26% |
| Juvenile Shares ($5.00 minimum daily balance to earn dividend) |
.25% |
.26% |
Share Certificate Rates
|
Rates as of September 30, 2008 |
APR** |
APY** |
|
3 Month Share Certificate ($500 Minimum) |
2.00% |
2.02% |
|
6 Month Share Certificate ($500 Minimum) |
2.00% |
2.02% |
|
7 Month Share Certificate ($2500 Minimum) *Special |
2.97% |
3.00% |
|
12 Month Share Certificate ($500 Minimum) |
1.99% |
2.00% |
|
18 Month Share Certificate ($5000 Minimum) |
2.00% |
2.02% |
|
24 Month Share Certificate ($500 Minimum) |
2.00% |
2.02% |
All rates are subject to change - Call for daily specials.
Current Loan Rates (Rates as of September 30, 2008)
Call YS Federal Credit Union
for fast and easy loan applications over
the telephone at (937)767-7377. Or apply On Line!
*Rates are based on credit history.
|
Vehicle Loans 2004 and newer
Auto, Truck, Boat,Motorcyle, RV |
Terms up to 36 Mo
as low as 4.99* |
Terms up to 60 Mo
as low as 5.25%* |
Term up to 72 Mo
as low as 5.50%* |
|
|
Vehicle Loans 2002-2003 Auto, Truck, Boat, Motorcycle, RV |
Terms up to 54 Months |
Rates as low as 5.75%* |
|
Vehicle Loans 2001 and older
Auto, Truck, Boat, Motorcycle, RV |
Terms up to 48 Months |
Rates as low as 7.75%* |
|
Unsecured Loans |
Terms up to 48 Months |
Rates as low as 8.99%* |
|
VISA Classic |
Maximum limit of $5,000.00 |
Low Fixed Rate |
|
VISA Platinum |
Maximum limit of $10,000.00 |
Low Fixed Rate |
Share Secured Loans
|
Loan Amount |
Term |
Rate |
|
Regular Share and/or
Certificate Balance |
Up to 72 Months or
Term of Certificate |
Share Dividend Rate + 3.50%
Certificate Dividend Rate + 3.50% |
Home Equity LOC
|
Maximum Loan Amount |
Term |
Rate |
|
80% of Appraised Value less 1st Mortgage Balance
Maximum Loan of $125,000. Subject to Appraisal |
Up to 180 Months |
Prime + 0%
Rates can change quarterly. Floor Rate of 5.0% |
Line of Credit
Overdraft protection for your checking or just a Line of Credit for your convenience...we can do that! Rate fixed at 16.00%.
YS Federal Credit Union
217 Xenia Ave.
Yellow Springs, Ohio
45387
937.767.7377
Fax: 937.767.2302
yscuinfo@yscu.org
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