Thank you for your patience the past few weeks as short staffing has caused us to make changes to our lobby hours. And this week, half of the staff we have is off due to health issues. We apologize for the inconvenience, and are taking steps to hire qualified candidates to resume the level of service members deserve and have been accustomed to. The country's labor market makes this difficult as we are sure all of you are experiencing other small, and large businesses in similar situations. We assure you the credit union is safe, sound, and financially solid. There is no truth to comments on social media and from folks spreading rumors of the CU being insolvent or going "under". Quite the opposite as we prepare for some exciting strategic plans for 2023 and beyond. The auditors and examiners recently completed our 12-31-22 audit and exam, and reported solid results for our credit union. Feel free to contact me if you have further questions. Again, thank you for your patience.
Sandy Hollenberg, CEO.
Current Lobby Hours are M-F 10am through 4pm.
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Contact Us

We want to hear from you! Whether you have a question, comment or concern, don’t hesitate to contact us:

  • Email us:

  • Call: (937) 767-7377

  • Fax: (937) 767-2302

  • Visit us:
    217 Xenia Avenue
    Yellow Springs, OH 45387

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We also have Shared Branching services available…



Enjoy access to over 32,000 surcharge-free ATMs

Enjoy up to four (4) free* transactions at our main office ATM for YSCU members with a YSCU ATM or debit MasterCard®. In addition, YSCU is part of the MoneyPass® ATM Network, which offers surcharge-free ATM access nationwide. YSCU members should look for the MoneyPass logo to determine whether a particular ATM participates in the program or visit the MoneyPass web site for a full listing of affiliated ATMs at

With more than 32,000 ATMs nationwide, MoneyPass® is one of the largest surcharge-free networks in the nation.  Using any one of the convenient ATMs across the US, Puerto Rico and the District of Columbia, you can access your accounts without being charged a foreign ATM fee.

Our fee-free networks are Alliance One, SUM, and Moneypass. Each partner has a free website to look up ATMs in their network by zip code:





*Transaction fees imposed by other institutions are the responsibility of the member.