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Our History

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Our History


Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members, our earnings are returned to you in the form of higher dividends on deposits, lower interest rates on loans, and modest fees on other financial services. At the same time, you can be comfortable knowing that your savings are protected by the strongest insurance fund available, the National Credit Union Share Insurance Fund.

You´re never “just a customer” here. At YSCU, our members are owners in every sense of the word. Our friendly, well-trained member service staff is available to help with all of your financial transactions, whether you´re visiting our main office in Yellow Springs or speaking over the telephone. Our electronic access options allow 24/7 access to your account and information.

YSCU is all about confidential, professional, person-to-person service—it’s in our DNA. We are committed to helping people satisfy their financial needs. At YS Federal Credit Union, "People Helping People" is not just a catchy slogan—it is something we practice on a daily basis, and you experience it when working with our team!
For local convenience, value of service, and security, there´s no better place for your money than at YSCU. Compare us with the services you´re using elsewhere. Without question, you´ll discover what thousands of others have: Credit unions provide the best financial products and services without the exorbitant fees and costs of other financial institutions. 

The best part is that you are eligible to join if you live, work, worship or attend school in GREENE COUNTY, Ohio, or if any of your family members are already members at YSCU. We can provide service to all of your friends and co-workers locally and across the county. See how YSCU supports community and treats our members as our first priority. Join today and spread the word and the benefits of membership.

What I love about the credit union is the wonderful customer centric service and flexibility. The staff is naturally helpful, they don’t have to try, they just are. I have been a member for 5 years. The benefits are the ability to feel like you have a personal relationship with the staff - they know the members. I recommend the credit union to others on a business and personal level. - Lisa Kreeger