Thank you for your patience the past few weeks as short staffing has caused us to make changes to our lobby hours. And this week, half of the staff we have is off due to health issues. We apologize for the inconvenience, and are taking steps to hire qualified candidates to resume the level of service members deserve and have been accustomed to. The country's labor market makes this difficult as we are sure all of you are experiencing other small, and large businesses in similar situations. We assure you the credit union is safe, sound, and financially solid. There is no truth to comments on social media and from folks spreading rumors of the CU being insolvent or going "under". Quite the opposite as we prepare for some exciting strategic plans for 2023 and beyond. The auditors and examiners recently completed our 12-31-22 audit and exam, and reported solid results for our credit union. Feel free to contact me if you have further questions. Again, thank you for your patience.
Sandy Hollenberg, CEO.
Current Lobby Hours are M-F 10am through 4pm.
YS FCU Auto

Auto, Recreational and Boat Loans

Home > BORROW > Auto, Recreational and Boat Loans

Auto Loans

Get the best deal you can. Make YSCU your first stop for vehicle financing, whether you’re buying new or used or looking to refinance your current car loan from another financial institution. With competitive rates and flexible terms, make sure you consult with a YSCU associate prior to making financing and/or potential rebate decisions at a dealership. As a YSCU member, the credit union will work with you to identify your best financing options and pre-approve you BEFORE you shop.first time auto buyer

You may apply online, stop in to our YSCU main office or call us at 937-767-7377.
•    Get pre-approved
•    Easy online application
•    Competitive rates – plus, we conditionally rate match
•    Special first-time auto loan rates and terms!

APPLY TODAY

FIGURE A PAYMENT

PROTECT YOUR LOAN


New & Used Car, Truck and Van Loans

Finance your new or used vehicle with YSCU. We offer 100% financing and terms up to 84 months with competitive rates. You can also refinance your existing auto loan from another institution to potentially lower your rate and obtain better terms.

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PROTECT YOUR LOAN


New & Used Motorcycles

If two wheels is how you roll, you’ll be happy to hear that we offer financing on new and used motorcycles at a competitive rate with terms up to 60 months.

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New & Used Boats

If water is your idea of the wide-open road, you’ll want to look into financing your new or used boat with YSCU. We offer competitive rates and flexible terms up to 84 months, depending on the amount financed.

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New & Used RVs

Road trips, retirement … YSCU offers competitive rates and flexible terms up to 84 months, depending on the amount financed.

Subject to credit approval. Some restrictions may apply. Rates may vary depending on your credit report. Contact a YSCU associate for complete details.

APPLY TODAY

FIGURE A PAYMENT

PROTECT YOUR LOAN