Loans for life? Right here. Whether you are going on vacation, consolidating bills, purchasing a computer, or just wanting to splurge, contact YSCU for financing help. We have flexible terms and the perfect loan option just for you!
With the YSCU signature loan, also known as a personal “unsecured” fixed-term loan, you can:
With the YSCU Anytime line of credit, apply once and access when you need it! No need to reapply as the line of credit is always available for last-minute expenses, extra holiday cash or whenever quick access to extra funds are needed. With credit limits up to $17,500, let this loan be your easy go-to for all future non-collateralized borrowing needs. Move credit card charges onto your Anytime line of credit because it is priced about four times lower than many credit cards. Consider a YSCU Visa for a smaller amount, eliminate your cards from other institutions, and let the AnyTime line of credit pick up the balances at the low, low rate. Let a YSCU associate demonstrate how much potential savings you could enjoy.
Members love the benefits of the YSCU Share Secured Loan. Use your YSCU savings as collateral to obtain very low interest rates while maintaining your principal savings balances. The Share Secured Loan is also ideal for building or repairing credit. You can:
If you have had credit challenges from prior medical bills or other life circumstances, work with YSCU staff to rebuild and repair your credit. The first step is a Credit Builder loan. Contact a YSCU associate today to consult about an overall strategy to utilize budgeting, credit negotiation, and new loan/savings plans to build or repair your credit, establish a budget to ensure your plan is workable, and take the important first steps to a lower-stress financial future.
Avoid the hassle, cost and embarrassment of returned checks with Overdraft Protection. YSCU offers overdraft protection in several ways:
* Subject to credit approval. Some restrictions may apply. Contact a YSCU associate for details. Rates quoted for 1 to 36-month terms.
** Home Equity Loans: The Annual Percentage Rate (APR) is subject to change without notice on the home equity line of credit loan. Home equity fixed-term loans have fixed rates to the duration of the set loan maturity. Private mortgage insurance may be required. Fees and closing costs may apply. Fees range from $0 to $699 presently. Refer to current rate charts and fee schedules. Consult your tax advisor regarding the deductibility of interest. Certain restrictions may apply. Speak with a YSCU associate for details.
***Annual Percentage Rate (APR) for terms up to 48 months for members who qualify.