Thank you for your patience the past few weeks as short staffing has caused us to make changes to our lobby hours. And this week, half of the staff we have is off due to health issues. We apologize for the inconvenience, and are taking steps to hire qualified candidates to resume the level of service members deserve and have been accustomed to. The country's labor market makes this difficult as we are sure all of you are experiencing other small, and large businesses in similar situations. We assure you the credit union is safe, sound, and financially solid. There is no truth to comments on social media and from folks spreading rumors of the CU being insolvent or going "under". Quite the opposite as we prepare for some exciting strategic plans for 2023 and beyond. The auditors and examiners recently completed our 12-31-22 audit and exam, and reported solid results for our credit union. Feel free to contact me if you have further questions. Again, thank you for your patience.
Sandy Hollenberg, CEO.
Current Lobby Hours are M-F 10am through 4pm.
YS FCU Business

Business Savings

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Business Savings

YSCU offers a variety of savings, transactional, and lending options to meet your current and long-term business financial needs. Whether you are starting, growing or expanding, we have the flexible business banking tools you need.

Business Savings Account

Managing your cash with a plan for saving and budgeting for the future is a key component to the financial health of your business. As a YSCU business member, whether you are saving for emergencies, expansions, large equipment purchases or a future project, one of the following business savings accounts will meet your needs.

Business Primary Share

The YSCU Business Primary Share is your business membership account. Uour minimum $5 balance represents your credit union share and entitles you to apply for all membership benefits.
•    Minimum Balance: $5
•    Dividends:  Accrued daily, paid quarterly
•    Service Fees: None

Business Share Certificates of Deposit

Business Share certificates of deposit are often an important piece of a sound savings strategy and allow funds to earn the highest rates of interest we have available. Certificates require funds to remain in the account for a period of time and, in return, pay a higher dividend rate than other savings accounts. Select rates and terms that best meet your investing needs, with flexible options available.
•    Minimum balance: $300
•    Dividends*: Accrued daily, paid quarterly
•    Available terms: 3 to 60 months


* Member may forfeit dividends if account is closed before accrued dividends are credited to the account. All YSCU share accounts are insured up to $250,000 per account by the NCUA