Attention YSCU debit card holders:  We are following an industry, world-wide, massive MasterCard debit card fraud that has included some YSCU card numbers. NO YSCU MEMBER PRIVATE INFORMATION HAS BEEN EXPOSED, only our publicly-known bin numbers. From those numbers, fraudsters utilize programs to predict valid numbers fitting to our bin, and attempt charges at various merchants.  If you believe your card has been compromised, please contact us right away. We assure you we are doing all we can to protect you, and provisional credit is being posted to accounts, a no-cost gift card is available to you to load funds from your checking to use for purchases until your new debit card is received, and YSCU is doing everything possible to reduce additional fraudulent postings from not-yet-affected cards. This did not result from anything YSCU's product or staff failed to protect or do. Feel free to contact our Member Services Manager, Victoria, if you need further information. We apologize for any inconvenience this may cause.

YS FCU Business

Business Savings

Home > BUSINESS > Business Savings

Business Savings

YSCU offers a variety of savings, transactional, and lending options to meet your current and long-term business financial needs. Whether you are starting, growing or expanding, we have the flexible business banking tools you need.


Business Savings Account

Managing your cash with a plan for saving and budgeting for the future is a key component to the financial health of your business. As a YSCU business member, whether you are saving for emergencies, expansions, large equipment purchases or a future project, one of the following business savings accounts will meet your needs.


Business Primary Share

The YSCU Business Primary Share is your business membership account. Uour minimum $5 balance represents your credit union share and entitles you to apply for all membership benefits.
•    Minimum Balance: $5
•    Dividends:  Accrued daily, paid quarterly
•    Service Fees: None


Business Share Certificates of Deposit

Business Share certificates of deposit are often an important piece of a sound savings strategy and allow funds to earn the highest rates of interest we have available. Certificates require funds to remain in the account for a period of time and, in return, pay a higher dividend rate than other savings accounts. Select rates and terms that best meet your investing needs, with flexible options available.
•    Minimum balance: $300
•    Dividends*: Accrued daily, paid quarterly
•    Available terms: 3 to 60 months

 

* Member may forfeit dividends if account is closed before accrued dividends are credited to the account. All YSCU share accounts are insured up to $250,000 per account by the NCUA