Current Lobby Hours are M-F 10am - 4pm. Starting soon the hours will be 9am - 5pm M-F.
YS FCU Checking


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At YSCU, we’ve designed our checking account to perfectly match to your needs, and there are no fees! Access your YSCU checking account 24 hours a day, seven days a week, via ATM, mobile app, It’s Me 247 online banking, or by phone with CU*Talk.

It’s easy to make the switch to a YSCU checking account quickly. The YSCU Switch Kit contains a simple step-by-step outline to help you open your new account, close your old ones, and begin enjoying all the benefits of YSCU checking.


Easy to open, easy to navigate, and full of electronic support features.

  • Minimum balance: No minimum balance required 1

  • Dividends: No dividends paid
  • Monthly service fee: None
  • Other features: Free It’s Me 247 online banking access, online e-statements2, no-charge debit MasterCard®3 with unlimited, free transactions at YSCU CU ATM(s)4 and at the Alliance One, MoneyPass and SUM ATM locations nationwide.

All YSCU share accounts are insured up to $250,000 per account by the NCUA. 1Account must be funded at time of opening to cover cost of checks, if ordered. 2 Member must sign up for eStatements 3 Based on credit approval.
4 ATM fees imposed by the network used and/or owners of non-YSCU CU ATMs may apply. At non-YSCU CU ATMs, a fee of $2.00 per transaction will be assessed in addition to any fees the ATM owner and/or network used may charge.