Thank you for your patience the past few weeks as short staffing has caused us to make changes to our lobby hours. And this week, half of the staff we have is off due to health issues. We apologize for the inconvenience, and are taking steps to hire qualified candidates to resume the level of service members deserve and have been accustomed to. The country's labor market makes this difficult as we are sure all of you are experiencing other small, and large businesses in similar situations. We assure you the credit union is safe, sound, and financially solid. There is no truth to comments on social media and from folks spreading rumors of the CU being insolvent or going "under". Quite the opposite as we prepare for some exciting strategic plans for 2023 and beyond. The auditors and examiners recently completed our 12-31-22 audit and exam, and reported solid results for our credit union. Feel free to contact me if you have further questions. Again, thank you for your patience.
Sandy Hollenberg, CEO.
Current Lobby Hours are M-F 10am through 4pm.
YS FCU Checking


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At YSCU, we’ve designed our checking account to perfectly match to your needs, and there are no fees! Access your YSCU checking account 24 hours a day, seven days a week, via ATM, mobile app, It’s Me 247 online banking, or by phone with CU*Talk.

It’s easy to make the switch to a YSCU checking account quickly. The YSCU Switch Kit contains a simple step-by-step outline to help you open your new account, close your old ones, and begin enjoying all the benefits of YSCU checking.


Easy to open, easy to navigate, and full of electronic support features.

  • Minimum balance: No minimum balance required 1

  • Dividends: No dividends paid
  • Monthly service fee: None
  • Other features: Free It’s Me 247 online banking access, online e-statements2, no-charge debit MasterCard®3 with unlimited, free transactions at YSCU CU ATM(s)4 and at the Alliance One, MoneyPass and SUM ATM locations nationwide.

All YSCU share accounts are insured up to $250,000 per account by the NCUA. 1Account must be funded at time of opening to cover cost of checks, if ordered. 2 Member must sign up for eStatements 3 Based on credit approval.
4 ATM fees imposed by the network used and/or owners of non-YSCU CU ATMs may apply. At non-YSCU CU ATMs, a fee of $2.00 per transaction will be assessed in addition to any fees the ATM owner and/or network used may charge.