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YS FCU Mobile Banking

Mobile Banking

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YSCU Mobile Banking

Now, getting access to your YSCU accounts is easier than ever! We have multiple options to help you access YSCU banking services from your mobile devices.

Mobile App

YSCU’s mobile app is free and allows you to have complete access to almost every service and feature that’s within It’s Me 247 online banking. Take control of your finances without having to go out of your way.

Get the app today

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Exclusive Mobile App Features:

  • Mobile check deposit 

  • Card controls: Temporarily lock, report stolen, or set up activity alerts

  • Convenient login options

For added security, remember to press the button to Sign Out before exiting the app.

If you are concerned that your account has been compromised, contact us immediately. You can also temporarily lock your credit or debit card through the mobile app or enter your password incorrectly three times within It’s Me 247 online banking.


CU*Talk Phone Calls

Directly access your YSCU accounts with just one phone call! Our automated system will let you review account balances, transfer funds between accounts, make loan payments, check current interest rates and more.

CU*Talk is easy to use and guides you through with step-by-step instructions:

  • Using your touch-tone phone, call: 800-860-5704.

  • When asked for your credit union ID, enter 296.

  • You will be asked to enter your member number. Do so and then press the # key. Next, you will be prompted to key in your PIN. Enter your PIN and press the # key. Be careful: If you enter your PIN incorrectly three times, your PIN will be disabled. You will then need to contact the credit union to reactivate it.

  • First-time users: Your PIN will be the last four digits of your Social Security number. For security purposes, you will be prompted to change your PIN after initial login.

  • From this point on, the CU*Talk procedure will vary depending on the transactions you wish to complete. CU*Talk will guide you through each step.

  • Hint: This first set of options includes a brief tutorial (press 0) with tips and hints for using the system. From within this menu, if you have questions or need to speak with a YSCU representative press 1 when prompted. You can press * to return to the main menu at any time.

  • When you have finished your last transaction, simply hang up the phone.